Terms and Conditions

Last Updated: February 2026

Welcome to Sqirl. These Terms and Conditions ("Terms") govern your access to and use of the Sqirl application and services ("Service") operated by Sqirl ("we", "us", or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

1. Description of Service

Sqirl is a personal organisation application that allows users to create and manage lists, track expenses, store loyalty card and gift card information, and share selected information with groups. The Service uses end-to-end encryption to protect your data.

2. Account Registration

To use the Service, you must:

• Create an account with a valid email address or phone number
• Be at least 16 years of age
• Provide accurate and complete information
• Maintain the security of your password and account credentials

You are responsible for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account.

3. End-to-End Encryption

Your data is protected using end-to-end encryption. This means:

• Your encryption keys are derived from your password and stored securely
• We cannot access the contents of your encrypted data
• If you lose your password and have not set up a recovery key, your encrypted data cannot be recovered
• You are solely responsible for maintaining access to your account credentials and recovery key

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorised access to the Service or its related systems
• Interfere with or disrupt the Service or servers connected to the Service
• Upload or transmit malicious code, viruses, or harmful data
• Use the Service to store or transmit illegal content
• Impersonate any person or entity
• Share your account credentials with others

5. User Content

You retain ownership of all content you create, upload, or store using the Service ("User Content"). By using the Service, you grant us a limited licence to store and process your encrypted User Content solely for the purpose of providing the Service to you.

You are solely responsible for your User Content and represent that you have all necessary rights to store such content.

6. Sharing Features

The Service allows you to share certain information with other users through groups. When you share content:

• You control what information is shared and with whom
• Shared content may be visible to all members of the group you share with
• Other users may retain copies of shared content even if you later remove it
• You are responsible for ensuring you have the right to share any content

7. Service Availability

We strive to provide reliable access to the Service but do not guarantee uninterrupted availability. The Service may be temporarily unavailable due to:

• Scheduled or unscheduled maintenance
• System updates and improvements
• Technical issues or circumstances beyond our control

8. Limitation of Liability

To the maximum extent permitted by applicable law:

• The Service is provided "as is" and "as available" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• We shall not be liable for any loss of data, profits, or business opportunities
• Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim, or AUD $100, whichever is greater

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such cases, the above limitations may not apply to you to the extent prohibited by law.

9. Indemnification

You agree to indemnify and hold harmless Sqirl, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service, your User Content, or your violation of these Terms.

10. Modifications to Service and Terms

We reserve the right to:

• Modify, suspend, or discontinue any part of the Service at any time
• Update these Terms at any time by posting the revised version

We will notify you of material changes to these Terms via email or through the Service. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

11. Termination

You may terminate your account at any time by contacting us. We may suspend or terminate your account if:

• You violate these Terms
• Your account has been inactive for an extended period
• We are required to do so by law
• We discontinue the Service

Upon termination, your right to use the Service will immediately cease. We may delete your account data in accordance with our Privacy Policy.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts of New South Wales, Australia, for the resolution of any disputes.

13. General Provisions

• Entire Agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and Sqirl regarding the Service.
• Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.
• Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations under these Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@sqirl.net

© 2026 Sqirl. All rights reserved.